Are you one of the millions of people who has to sit on a dental chair every month for years for your monthly braces adjustment or are you lucky enough to be among the few ones who was born with the need not to? Whichever party you belong, we could probably agree on one thing—a good set of teeth paired with some healthy gums could take you a long way.
Aside from the fact that we all want to look nice and flash those straight white pearls, having a healthy set of teeth and gums saves you from hundreds of oral problems. Oral problems that compels dentists to recommend orthodontic treatment like braces.
So why do dentists recommend braces for again? Well for one, it helps address orofacial problems—crowded or crooked teeth, under or over bites, jaw disorders, and so much more—which if not addressed properly and in a timely manner, these could lead to even bigger orthodontic problems such as tooth decays and various gum diseases. So what is up with those people who despite the need, still refuse to get braces? Well, the cost.
Braces are expensive. You might have parents to pay them for you when you were a teenager or you may have a great health insurance from work that covers this dental procedure, but not everyone is as auspicious as you are. In fact, if you go through a number of dental blogs, you will realize that braces ranges from $5,000 to $7,000 and normally lasts for about two years (sometimes more). Although the cost of the materials per se is not that expensive, the labour that comes with the treatment is quite intensive.
If you belong to the third group of people who just haven’t had the luxury to have this treatment during your younger years and just want to set it straight once and for all, there are a couple of payment options made available these days to make braces more accessible.
- Staggered Payment. There are dental clinics who offers a payment scheme where you have to put down an initial down payment and pay the rest of the fee along the way. The more you pay for the initial payment, the less you pay shell out on your monthly visit. You might be surprised with how flexible dental clinics are these days just to cater to more patients.
- Health Care Credits. Before deciding on a staggered payment however, you might want to ask first, “are braces covered by Medicare?” The truth is Medicare can cover braces. The best thing to do is book an appointment with your dentist and have your oral condition assessed so you can check with your health care provider your eligibility.
- Personal Loan. Although bank loans may not be the ideal option due to high interest incurred, applying for one may also be an option for you. If you want to ensure that you are doing it with the right bank, then you should narrow down your options and thoroughly compare offers and interest rates.
In the end, the smartest way to move forward is get the first step done—consult your dentist. This is the only way you can get the proper guidance on how to deal with your orthodontic condition.